Yep so audio on the monitor was causing the issue. Diasbled the audio and bam its great now. I just dont know enough about HDMI to know that it carries both audio and video (well I did, but I didnt put 2 and 2 together)

Temps are getting a little better (42ish now) but I think I'm still gonna go with the Thermalright 120 with a panaflow fan to get lower temps yet (either that or the Vendetta 2...haven't made up my mind yet) along with the higher cfm fans